Home
About
Be the Bank
Classrooms
News
Testimonials
FAQ
Contact
 
 Classrooms - Financial Myths
 
Be The Bank
Educational Videos
Financial Myths
Educational Articles
Eye Opener Videos
Financial News
PDF Articles
COLI & BOLI
401k Articles
Life Insurance Articles
Recommended Books
PEI Blog
 
     
More Myths

 
Investment Strategies - A Broad Spectrum of Choice

Investment strategies run the gamut from asset management accounts to long-term annuities, speculative hedge funds to qualified retirement plans. Investment planning gurus promote their trademarked investment strategies with unique combinations of industry buzz: risk/reward ratios, diversification tactics, compounding formulas, dollar-cost averaging systems, and product allocation models.


Investment Strategies - A Broad Spectrumof Choice

Investment strategies run the gamut from asset management accounts to long-term annuities, speculative hedge funds to qualified retirement plans. Investment planning gurus promote their trademarked investment strategies with unique combinations of industry buzz: risk/reward ratios, diversification tactics, compounding formulas, dollar-cost averaging systems, and product allocation models.

Investment Strategies - Are the Traditional Choices Really Working?

As you pay ongoing fees, expenses, commissions, and taxes, are you really building wealth or merely accruing some dollars in a retirement account? What about the expense side? Are you earning 10% a year on your long-term investments, only to pay 35% a year in finance costs related to your home, cars, and other living expenses?

If our collective investment strategies are working, why do 60% of Americans have nothing saved for retirement? Why are over 90% of Americans unable to retire at their current income level? It seems that mainstream investment strategies aren't cutting it and product-focused investment advice isn't working. If we truly account for the daily "outflows" of money on the expense side of the equation (interest, inflation, opportunity costs, etc.), it's obvious that maximizing contributions to qualified retirement plans won't really work over the long haul.

Investment Strategies - Creating More Discouragement than Wealth

Sadly, if we honestly analyze our financial futures through the lens of our current investment strategies, we may start feeling the utter discouragement of Sisyphus. In Greek mythology, he was the shrewd king who thought he had life all figured out, including eluding death. However, Sisyphus ends up in Hades forever pushing a huge rock up a hill, only to watch it roll back down every time.

As we listen to shrewd financial advice, move our money in and out of the latest financial products, and review our annual financial statements, it's easy to start feeling "Sisyphean" towards our financial futures. If we truly examine our financial position, both on the expense side and the investment side, self-honesty requires us to ask some difficult questions.
 

Do our traditional investment strategies really build wealth?

Can we really achieve financial freedom in retirement?

Or, like Sisyphus, are we facing an impossible task?


Investment Strategies - A New Perspective on Success

When you're ready to review your investment strategies from a new perspective, Personal Equity Institute is ready to help! We have the training and experience to implement long-term financial plans that really work! Using the latest "self-financing" techniques that address both the income and expense side of your financial life, we can deliver true wealth building success!