Investment Retirement Strategy - Does the Traditional Approach Really Work?
Is your Investment Retirement Strategy really working? Have you investigated closely to see whether your retirement objectives are being met? Is your post-work future as secure as you think? How about your retirement dreams? Are those being addressed?
Generally, the traditional Investment Retirement Strategy focuses on your future "needs," rather than your future lifestyle "dreams." Using standard mechanisms such as IRAs, 401Ks, and other qualified retirement plans, the traditional retirement strategy is built on a computer model that calculates your necessities at retirement, and then suggests a savings portfolio to get you there within the allotted time horizon.
Once your qualified retirement plans are launched, standard financial products are purchased within those plans each year, subject to certain IRS limits. Typically, the specific products and timing are based on some cocktail of asset allocation, dollar-cost averaging, and the power of compounding to safely accumulate savings, mitigate risk, and defer taxes.
There you have it - the traditional Investment Retirement Strategy. Sound familiar?
Wait a minute. Shouldn't your financial strategist be focused on more than savings accounts and retirement necessities? How about planning for true wealth and lifestyle freedom?
Investment Retirement Strategy - It's Time for a Change
Yes, your traditional Investment Retirement Strategy may need a total overhaul. The first place to start is to have an expert reevaluate your ongoing contributions to qualified retirement plans such as IRAs and 401Ks to make sure those contributions make sense for your overall financial plan. You may want to use some non-qualified retirement mechanisms, which provide more cash flexibility today and may provide more usable income during retirement. In addition, it's important to utilize tax-free or tax-deductible mechanisms, rather than directing everything into tax-deferred retirement products.
Another area to explore is building a significant portion of your investment retirement strategy on special types of dividend-paying, whole life insurance. Although many advisors don't have the expertise to structure these contracts, some of the most powerful, long-term financial plans are built with whole life policies. In addition to the retirement income and death benefits, specially-designed whole life insurance policies provide the ability to accrue real wealth through creative self-banking features.
Our investment retirement strategy is based on time-tested (yet little understood) multiplication strategies that truly grow money over time, rather than just protect savings. We'll show you how to build retirement wealth faster with no additional risk or out-of-pocket cost.